Monday, June 8, 2009
Please click on the above table to expand.
Commercial loan concentration = (commercial & land development loans + commercial real estate loans + commercial & industrial loans) / earning assets
junior lien concentration = (junior lien loans + home equity loans) / earning assets
goodwill ratio = goodwill / equity capital
The list is comprised of banks with at least $20 billion in earning assets and a commercial loan concentration of at least 20%.